Managing your salary in the UAE is no longer tied to long bank queues or confusing paperwork. With First Abu Dhabi Bank (FAB) — the country’s largest financial institution formed from the merger of the National Bank of Abu Dhabi (NBAD) and First Gulf Bank (FGB) — employees now enjoy streamlined digital services. One of the most practical tools is the FAB salary check system, which allows cardholders to instantly track their salary deposits, account balance, and transaction history online or via mobile.

In this guide, we’ll cover everything you need to know about the FAB salary check, including online and offline methods, how the Ratibi prepaid card works, and tips to keep your finances secure in the UAE.

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FAB and NBAD: What’s the Connection?

If you’ve come across terms like NBAD balance check, they all now point back to FAB. In 2017, NBAD merged with FAB, creating a powerhouse bank that manages millions of salary accounts across the Emirates. So whether your employer mentions NBAD, FAB, or Ratibi, the system is unified under FAB’s modern banking platform.

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How to Check Your FAB Salary Balance Online

One of the fastest ways to keep track of your earnings is through FAB’s online salary inquiry system. Here’s how:

Visit the FAB Website
- Go to the official FAB portal dedicated to prepaid card balance inquiries.
- Always ensure the site link begins with https:// for security.
Enter Card Details
- Type in the last 2 digits of your card number.
- Input your Card ID, printed on the bottom left of your Ratibi card.
View Balance & History
- Your salary balance will instantly appear.
- You can also check the last 10 transactions for transparency.

💡 Tip: Bookmark the official FAB inquiry page to save time on payday.

Understanding the Ratibi Prepaid Salary Card

Launched in 2008, the Ratibi Card was a pioneering solution in the UAE’s Wage Protection System (WPS). It ensures employees — particularly those earning AED 5,000 or less per month — can receive salaries electronically without the need for a traditional bank account.

Key Features of the Ratibi Card

No Bank Account Needed – Salaries are directly credited to the card.
24/7 ATM Access – Withdraw cash from FAB ATMs and partner networks.
Zero Monthly Fees – No hidden charges or minimum balance.
Global Usage – Accepted worldwide on Visa/MasterCard.
Insurance Protection – Free personal accident coverage.
SMS Alerts – Get notified when your salary is credited.
PIN Security – Set and change your PIN anytime.

For many workers in Dubai, Abu Dhabi, Sharjah, and beyond, the Ratibi card provides financial inclusion while ensuring compliance with UAE labor laws.

Alternative Ways to Perform a FAB Salary Check

Not everyone prefers online portals. FAB provides multiple channels to check your salary balance:

1. FAB Mobile App

Download from the App Store or Google Play.
Log in with your Emirates ID and credentials.
Access a dashboard with balance, transactions, and card settings.

2. SMS Banking

Register for SMS banking at a FAB branch.
Send: BAL [space] Account Number to 2121.
Receive your account balance instantly by text.

3. FAB ATMs

Insert your Ratibi or debit card at any FAB ATM.
Enter PIN → Select Balance Inquiry.
Print or view your balance directly.

4. Customer Care Helpline

Call 600 52 22 98 (FAB’s official helpline).
Available 24/7 with multilingual support.

Security Tips for FAB Salary Checks

With digital convenience comes the need for vigilance. Protect your salary details with these best practices:

✅ Use official FAB websites and apps only — avoid third-party links.
✅ Never share your PIN or Card ID with anyone.
✅ Monitor SMS alerts for unauthorized transactions.
✅ Report lost cards immediately via the FAB helpline.
✅ Check ATMs carefully for suspicious attachments or skimming devices.

Why FAB Salary Checks Matter in the UAE

Dubai’s fast-paced economy thrives on timely salary payments. For employees, checking your FAB balance ensures:

Financial awareness – Track spending and avoid overdrafts.
Compliance – Employers meet WPS requirements.
Convenience – No need to hold a bank account.
Security – Reduced risks of carrying large cash amounts.

Employers also benefit from lower payroll costs, faster salary distribution, and built-in compliance with UAE labor laws.

Conclusion

The FAB salary check service is more than just a balance inquiry tool — it’s a financial lifeline for thousands of workers across the Emirates. Whether you’re a Ratibi cardholder in Dubai, a corporate employee in Abu Dhabi, or a small business owner paying staff through WPS, FAB ensures your salary is accessible, transparent, and secure.

By choosing the right method — web portal, mobile app, SMS, or ATM — you can keep full control over your salary anytime, anywhere in the UAE.

For updated banking tips, lifestyle guides, and services in Dubai, keep exploring TheDubaiWeb.com — your trusted resource for everything UAE.

FAB Salary Check – Frequently Asked Questions

1. How do I check my FAB salary online?
Visit FAB’s official prepaid card inquiry page, enter your card details, and your salary balance will appear instantly.

2. Can I check my FAB balance via ATM?
Yes. Insert your card at any FAB ATM, enter your PIN, and select Balance Inquiry.

3. Is there a fee for checking my FAB balance?
No. Balance checks via app, website, ATM, or SMS are free of charge.

4. Can I check multiple FAB accounts under one login?
Yes. Through internet banking or the FAB mobile app, you can link and view multiple accounts.

5. How do I check my Ratibi salary card balance?
Use the Ratibi Balance Inquiry portal on FAB’s website with your Card ID and last 2 digits of the card.

6. Can I check my FAB salary card balance on the mobile app?
Yes, Ratibi and regular account balances are both accessible through the FAB mobile app.

7. What number can I call for FAB salary inquiries?
Dial 600 52 22 98, FAB’s customer support line, available 24/7 across the UAE.

Author
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Safna

Safna is a full-time writer at TheDubaiWeb.com, where she covers the latest finance news and trending topics across the UAE. With over 10 years of experience living in the UAE, she brings local insight and a deep understanding of the region to her reporting.

FAB Bank Salary Account Balance Check Online, UAE

FAB and NBAD: What’s the Connection?

How to Check Your FAB Salary Balance Online