For frequent travelers in the UAE, choosing the right credit card can transform the way you fly, spend, and live. The Emirates Islamic Etihad Guest Ameera Credit Card is one of those premium lifestyle cards that goes beyond the basics—offering a powerful blend of travel privileges, lifestyle perks, and everyday rewards. Designed with modern cardholders in mind, it connects seamlessly with Etihad Airways’ Etihad Guest program, enabling you to accumulate miles faster, unlock upgrades, and enjoy complimentary experiences across the UAE and beyond.

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Why the Emirates Islamic Etihad Guest Ameera Card Stands Out

Unlike standard cashback or travel cards, the Ameera card is tailored to individuals who want choice and flexibility. From earning up to 3.5 Etihad Guest Miles per USD spent to enjoying free golf rounds and airport transfers, it’s not just about collecting points—it’s about elevating your lifestyle.

Some headline benefits include:

Fast-Track Etihad Guest Silver Tier for frequent flyers.
Up to 3.5 Etihad Guest Miles per USD across select spending categories.
Complimentary access to 1,000+ airport lounges worldwide.
Exclusive lifestyle perks such as valet parking, golf rounds, and ladies’ club access.
Premium travel support including multi-trip insurance, inflight Wi-Fi, and global concierge services.

Let’s break down the features in detail.

Etihad Guest Rewards: Turning Daily Spends into Miles

Every purchase on the Ameera card converts into Etihad Guest Miles, giving you a head start towards free flights, cabin upgrades, and exclusive Etihad experiences. Here’s how the earning works:

3 Miles per USD when spending directly with Etihad Airways.
2 Miles per USD on international purchases.
1.5 Miles per USD within the European Economic Area (EEA) including the UK.
Up to 1.5 Miles per USD on domestic transactions within the UAE.

In addition, the card offers 1 Etihad Guest Tier Mile per USD spent internationally (non-AED transactions), capped at 25,000 Tier Miles annually. This means cardholders can accelerate their journey towards Etihad Guest Silver or Gold membership, unlocking even more privileges.

Exclusive Travel Benefits

For UAE residents who travel frequently, the Ameera card feels like a personal travel assistant. Beyond earning miles, cardholders enjoy:

Complimentary Airport Lounge Access: Free entry to over 1,000 lounges worldwide. The first visit is free, and additional entries are unlocked with qualifying foreign currency spend.
Airport Transfers: Two free airport transfers per year when flying Etihad, easing your journey to or from Abu Dhabi International Airport.
Meet & Greet Services: Two complimentary airport meet-and-greet services annually at Dubai and Abu Dhabi airports (with minimum monthly spend).
Multi-Trip Travel Insurance: Coverage up to USD 500,000 for trips up to 90 days, giving peace of mind while traveling abroad.
Inflight Wi-Fi Vouchers: Two complimentary vouchers per year for Etihad Airways flights.
Visa Luxury Hotel Collection Perks: USD 25 food & beverage credit at 900+ premium hotels worldwide.

Lifestyle & Entertainment Privileges

The Ameera card isn’t just for frequent flyers—it’s equally rewarding for those who enjoy a premium lifestyle in the UAE. Benefits include:

50% cashback on movie tickets, with a maximum cashback cap of AED 75 per month.
20% savings at Roxy Cinemas (tickets, food, and beverages, valid until April 30, 2025).
Two free rounds of golf per month at select UAE golf courses.
Complimentary Valet Parking once per month at participating venues in Dubai and Abu Dhabi.
Access to Dubai Ladies Club and Sharjah Ladies Club, including pools, gyms, and outdoor facilities.

These perks make the card ideal for residents who balance business with leisure, ensuring every expense feels rewarding.

Additional Card Benefits

The Emirates Islamic Etihad Guest Ameera Credit Card also provides:

Purchase Protection: Coverage against theft or accidental damage.
Extended Warranty: Extends the manufacturer’s warranty by an extra year.
Global Concierge Services: Assistance with reservations, travel, and entertainment planning.
Balance Transfer Facility: Move balances from other banks with 0% profit rate for easier repayment.
Easy Payment Plans: 0% installment options for Etihad purchases for up to 6 months.
Up to 4 free supplementary cards for family members.

Fees, Rates & Eligibility

Minimum Salary Requirement: AED 12,000 per month.
Annual Membership Fee: AED 733.95.
Profit Rate: 3.69% per month.
Cash Advance Fee: 3.15% (minimum AED 103).
Foreign Transaction Fee: 2.34%.
Age Requirement: 21 years and above.
Eligibility: Open to both UAE nationals and expatriates who are salaried or self-employed.

Joining Offers & Welcome Bonus

As a new cardholder, you can earn 20,000 Etihad Guest Miles upon payment of the annual fee. Additionally, Emirates Islamic occasionally offers promotional bonuses of up to 125,000 Etihad Guest Miles, making it one of the most generous welcome packages in the UAE.

Why Choose the Emirates Islamic Etihad Guest Ameera Card?

This card is best suited for:

Frequent Flyers who want to fast-track their Etihad Guest tier status.
Business Travelers who need insurance, concierge services, and reliable airport benefits.
Lifestyle Seekers who value golf, valet parking, and entertainment perks.
Everyday Spenders who want daily transactions to generate tangible travel rewards.

In essence, the Ameera card combines financial convenience with lifestyle elevation, making it a top choice in the UAE credit card landscape.

FAQs about Emirates Islamic Etihad Guest Ameera Card

1. What is the minimum salary required for the Emirates Islamic Etihad Guest Ameera card?
You need to earn at least AED 12,000 per month to qualify.

2. How many Etihad Guest Miles can I earn per USD spent?
You can earn up to 3.5 miles depending on the spending category—Etihad purchases, international spend, or domestic spend.

3. Does the card include free airport lounge access?
Yes. Cardholders enjoy access to 1,000+ airport lounges globally, with conditions on subsequent visits.

4. Can I get free supplementary cards?
Yes, up to 4 supplementary cards are issued free of charge.

5. What is the welcome bonus for new cardholders?
New members can earn 20,000 Etihad Guest Miles after paying the annual membership fee, with promotional bonuses reaching up to 125,000 miles.

6. Is the card Shariah-compliant?
Yes, as with all Emirates Islamic credit cards, the Ameera card is fully Shariah-compliant, following Islamic banking principles.

Final Words

At TheDubaiWeb.com, we regularly review and explain the UAE’s leading credit cards so you can make informed financial decisions. Whether you’re exploring premium lifestyle perks or maximizing travel rewards, the Emirates Islamic Etihad Guest Ameera card stands out as a compelling choice for residents seeking both convenience and exclusivity.

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Safna

Safna is a full-time writer at TheDubaiWeb.com, where she covers the latest finance news and trending topics across the UAE. With over 10 years of experience living in the UAE, she brings local insight and a deep understanding of the region to her reporting.