Emirates Islamic Etihad Guest Premium, UAE
When it comes to travel, frequent flyers know that miles, lounge access, and stress-free airport experiences can make all the difference. The Emirates Islamic Etihad Guest Premium Credit Card brings together financial flexibility and world-class travel perks, making it one of the most rewarding premium cards in the UAE. From Etihad Guest Miles to luxury lifestyle benefits, this card is tailored for high-income individuals who want to elevate both their journeys and their everyday spending.
Key Facts at a Glance
- Minimum Salary Requirement: AED 20,000
- Annual Fee: AED 1,500 (or AED 2,500 for enhanced welcome bonus)
- Interest Rate: 3.49% per month
- Foreign Transaction Fee: 2.34%
- Cash Advance Fee: 3.15% or AED 103
This isn’t just another rewards card — it’s a passport to a premium lifestyle.
What Makes the Emirates Islamic Etihad Guest Premium Card Special?
1. A Generous Welcome Bonus
Cardholders can choose between:
- 25,000 Etihad Guest Miles with an AED 1,500 annual fee
- 55,000 Etihad Guest Miles with an AED 2,500 annual fee
That’s enough to unlock a free regional flight or significantly discount a long-haul journey with Etihad Airways.
2. Earn Etihad Guest Miles Faster
Miles are the core of this card. Every dirham spent brings you closer to your next trip:
- 3.5 Miles per USD on Etihad Airways spend
- 3 Miles per USD on international purchases
- 2.5 Miles per USD on two preferred categories of your choice (e.g., dining, groceries, fuel)
- Up to 2 Miles per USD on domestic transactions
On top of this, you earn 1 Tier Mile for every USD spent, capped at 50,000 Tier Miles annually — a fast track toward Etihad Guest Gold Tier.
3. Exclusive Travel Benefits
For frequent flyers, the card’s travel perks rival dedicated lounge memberships:
- Unlimited airport lounge access to 1,000+ global lounges (with a guest)
- 4 complimentary airport transfers annually with eligible Etihad bookings
- 2 free meet-and-greet services (Marhaba or Salam) with minimum spend
- Automatic travel insurance covering up to USD 500,000
- 4 complimentary in-flight WiFi vouchers per membership year
It’s an ecosystem designed for comfort from check-in to touchdown.
4. Lifestyle Privileges in the UAE
Beyond airports, the card opens doors to local and lifestyle perks:
- Unlimited complimentary golf rounds with a spend of AED 10,000 per month
- 2 valet parking services per month at select UAE locations
- 50% cashback on cinema tickets (with AED 5,000 monthly spend)
- 20% discount at Roxy Cinemas on tickets, food, and beverages
- Exclusive access to Dubai Ladies Club and Sharjah Ladies Club
- Global concierge service for bookings, dining, and personal requests
These features position the card as more than a financial tool — it’s a lifestyle enabler.
5. Added Security and Protection
Luxury comes with peace of mind:
- Extended warranty of one additional year on purchases
- Purchase protection against accidental damage or theft
- 24/7 multilingual global assistance
This makes the card equally powerful for daily use and large-ticket purchases.
Recommended: Emirates Islamic Skywards Signature Credit Card
Eligibility Criteria
To apply for the Emirates Islamic Etihad Guest Premium Credit Card, applicants must meet:
- Age: 21+ years
- Minimum Salary: AED 20,000 per month
- Nationality: UAE nationals or residents (expats)
- Employment Status: Salaried or self-employed
- Credit History: Subject to bank approval
Why This Card Matters in the UAE
Dubai and Abu Dhabi are major aviation hubs, with Etihad Airways at the center of international travel. For residents and frequent travelers, a card that offers miles, lounge access, and luxury perks aligns perfectly with the UAE’s high-travel culture. The Emirates Islamic Etihad Guest Premium Card not only complements travel but also enriches daily living with entertainment, dining, and lifestyle privileges.
At TheDubaiWeb.com, we highlight financial tools that go beyond transactions — this card is a clear example of how a credit product can merge financial value with lifestyle benefits.
Recommended: Emirates Islamic Skywards Infinite Credit Card
FAQs on Emirates Islamic Etihad Guest Premium Credit Card
What is the minimum salary for the Emirates Islamic Etihad Guest Premium Credit Card?
You’ll need a monthly salary of AED 20,000 or above to be eligible.
How many Etihad Guest Miles can I earn with this card?
You can earn up to 3.5 Miles per USD on Etihad Airways spend, and a welcome bonus of up to 55,000 Miles depending on your chosen annual fee package.
Does the card include airport lounge access?
Yes, you’ll enjoy unlimited access to 1,000+ global airport lounges — and you can bring a guest.
Are there lifestyle perks beyond travel benefits?
Absolutely. Complimentary golf, valet parking, cinema discounts, and access to exclusive clubs in Dubai and Sharjah are part of the package.
Is this card worth the AED 1,500 annual fee?
For frequent travelers, the Etihad Guest Miles, airport privileges, and lifestyle perks easily outweigh the annual fee. Opting for the AED 2,500 plan provides an even bigger mileage boost upfront.
Final Word
The Emirates Islamic Etihad Guest Premium Credit Card is more than just a financial product — it’s a lifestyle companion built for the UAE’s globally connected residents. Whether you’re a frequent flyer on Etihad Airways or someone who values premium services, this card delivers exceptional value both in the skies and on the ground.
- Emirates Islamic Etihad Guest Premium, UAE - September 5, 2025
- Emirates Islamic Skywards Signature Credit Card, UAE - September 5, 2025
- Emirates Islamic Skywards Infinite Credit Card, UAE - September 5, 2025
