FAB Balance Check Made Easy – A Complete Guide for UAE Residents
Keeping track of your bank balance is essential in today’s fast-paced financial world—especially when your salary, savings, or daily spending is tied to your FAB account. Whether you’re a salaried employee with a PPC salary account, a Ratibi card holder, or simply banking with First Abu Dhabi Bank (FAB) for its robust digital services, this guide will walk you through everything you need to know about FAB balance check—both online and offline.
FAB, one of the largest banks in the UAE, offers multiple convenient methods to check your balance—each catering to different user preferences and technological accessibility. Let’s dive deep into each method and see how you can easily stay on top of your finances.
1. FAB Balance Check via Official Website
One of the most straightforward methods to check your FAB PPC salary card or Ratibi card balance is via the Prepaid Cards Enquiry Portal.
Steps:
- Visit: https://ppc.bankfab.com
- Enter the last 2 digits of your card number.
- Input the Card ID number.
- Click “Go” and instantly view your card balance.
Entity-rich tip: This service is ideal for prepaid salary cardholders under the Wage Protection System (WPS), offering transparency and instant updates without logging into the full banking portal.
2. FAB Mobile Banking App – Check Your Balance On-the-Go
For tech-savvy users who prefer banking from their smartphone, FAB Mobile Banking offers a seamless experience.
How to Use:
- Download the “FAB Mobile” app on iOS or Android.
- Log in using your credentials or biometric verification.
- Navigate to ‘Accounts’ and tap on ‘Check Balance’.
The app isn’t just for balance inquiries—it lets you download statements, manage cards, send money, and activate services like FAB cashback offers and Lulu salary transfers.
3. Check FAB Balance at an ATM – Offline & Convenient
Prefer something more traditional? FAB ATMs allow you to check your account without internet access.
Steps:
- Insert your FAB debit or prepaid card.
- Enter your PIN.
- Select “Balance Inquiry” from the menu.
This method supports both salary accounts and Ratibi cards, offering fast and secure access to your balance.
🟢 Tip: You can also top-up your NOL card at select FAB ATMs.
4. FAB Balance Inquiry Using SMS Banking
SMS banking is perfect for users without smartphones or during low-connectivity scenarios.
How to Check Balance:
- Register for SMS banking at any FAB branch or online.
- Type:
BAL XXXX(replace XXXX with last 4 digits of your account number). - Send to 2121.
- Receive an instant SMS with your account balance.
💡 Usage: SMS banking is part of FAB’s omni-channel ecosystem, ensuring inclusivity across all user demographics.
5. Call FAB Customer Care for Balance Inquiry
If you prefer human assistance or can’t access online tools, FAB’s helpline is always available.
Call:
- UAE: 600 52 5500
- International: +971 2 6811511
Follow the IVR to the balance inquiry option, authenticate your identity, and you’ll get your account balance in seconds.
🗣️ Antonym-rich feature: Unlike automated methods, this is best for those who are non-digital natives or need additional help.
Types of FAB Bank Accounts – Which One Fits You?
| Account Type | Features | Best For |
|---|---|---|
| Current Account | Daily transactions, salary deposits | Working professionals |
| Savings Account | Interest accumulation, limited withdrawals | Savers, students |
| iSave Account | No minimum balance, salary-friendly | Expatriates, freelancers |
| Offshore Account | Tax efficiency, global access | International business clients |
| Investment Account | Returns up to 7%, diversified portfolio | Wealth builders |
🔗 Looking to open an account? Visit our FAB Account Opening Guide.
Related: NOL Card Balance Check
Unlocking Additional Services & Benefits with FAB
✅ Cashback Offers
- UAE Nationals: Up to AED 5000
- Expats: Up to AED 2500
🎁 These cashback rewards can be used for bill payments, online shopping, or even ATM withdrawals—making FAB an incentive-rich bank.
✅ Prepaid Cards for Employers & Employees
For Employees:
- No need for a bank account
- Free SMS alerts
- Zero minimum balance
For Employers:
- WPS-compliant payroll
- Online salary distribution portal
- Transactional transparency
🔗 Check out our FAB Ratibi Card Activation Guide and explore NOL Top-Up Services.
Other Handy FAB Banking Tools
- SWIFT Code: NBADAEAAXXX – Essential for global money transfers.
- Blocked Amount Info: Pending transactions or held balances.
- Transaction History: Available through app or website portal.
- Card Management: Lost your card? Deactivate your FAB card online in seconds.
Why Choose Our Services?
At [Your Company Name], we simplify your relationship with UAE banks like FAB. Whether you’re:
- Opening a new FAB account,
- Setting up salary transfers,
- Managing WPS payroll for employees,
- Or needing help with NOL top-ups or Ratibi card checks,
We provide expert assistance, instant support, and tailored banking solutions for individuals and businesses alike.
🔗 Visit our Banking Services Page to explore more.
Final Thoughts – Manage Your Money the Smart Way
In a digital-first economy, checking your FAB balance isn’t just a routine—it’s a financial habit that empowers you. From mobile apps to SMS banking, website portals to ATM access, FAB equips you with all the tools you need to manage your finances with confidence.
And whether you’re an employer seeking streamlined payroll or an employee tracking your salary, FAB’s ecosystem—including prepaid cards, WPS compliance, and cashback perks—makes it easier to stay on top of your money.
Take control of your financial future today. And if you ever need help navigating UAE’s banking system, our team is just a click away.
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