FAB Bank Prepaid Card Inquiry, UAE – Your Complete 2025 Guide

In a country where cashless convenience defines daily life, First Abu Dhabi Bank (FAB) has become a leader in digital banking innovation. One of its most practical and popular solutions — the FAB Prepaid Card — helps UAE residents and travelers alike manage their finances securely, conveniently, and globally.

If you’ve ever searched for “FAB Prepaid Card Enquiry”, you’re likely looking for how to check your balance, activate your card, or understand its fees and benefits. This in-depth guide will walk you through everything — from how the card works to how it simplifies everyday transactions across the UAE and beyond.

What Is the FAB Prepaid Card?

The FAB Prepaid Card is a reloadable payment card offered by First Abu Dhabi Bank, designed for users who prefer control, flexibility, and safety without the commitment of a traditional credit card.

Unlike debit or credit cards, it isn’t directly linked to a bank account. Instead, you load a specific amount onto the card and spend only what you’ve added — making it ideal for budget-conscious users, students, frequent travelers, and businesses managing employee expenses.

FAB offers several prepaid options to match diverse needs:

• Gift Cards: Preloaded with a fixed amount, perfect for special occasions.
• Travel Cards: Enable multi-currency use worldwide, great for international travel.
• Reloadable Cards: Can be topped up anytime, ideal for regular personal or business use.

Related: FAB Bank Salary Account Balance Check Online

Key Benefits of the FAB Prepaid Card

The FAB Prepaid Card has become a go-to financial tool across the UAE because of its reliability, accessibility, and innovative features. Here’s why:

1. Enhanced Security

Spend only what’s loaded — eliminating the risk of debt or unauthorized overdrafts. Since it’s not tied to your main bank account, it provides an extra layer of protection against fraud.

2. Global Acceptance

Accepted everywhere Visa and Mastercard are used, it’s perfect for online shopping, in-store payments, and international travel.

3. No Bank Account Required

Anyone in the UAE — including non-residents and visitors — can apply, even without a traditional account.

4. Easy Reloading

Top up instantly via FAB Mobile App, online banking, ATM, or at any FAB branch.

5. Real-Time Transaction Alerts

Get instant notifications for every transaction, helping you track spending and detect any unusual activity.

Related: FAB Bank Salary Account Balance Check Online

How to Apply for an FAB Prepaid Card

Applying for an FAB Prepaid Card is quick and straightforward.

1. Visit the FAB website or head to your nearest FAB branch.
2. Submit documents such as Emirates ID, passport, and proof of residence (if required).
3. Complete verification, after which your card will be issued.
4. Activate your card using the FAB Mobile App, online banking, or ATM.

Eligibility Criteria

• Minimum age: 18 years
• Open to UAE residents and non-residents
• Must provide valid identification and contact details

FAB Prepaid Card Features

The FAB Prepaid Card combines cutting-edge financial technology with everyday practicality:

• Universal Acceptance: Works at all Visa/Mastercard merchants worldwide.
• Mobile App Integration: Manage your card, check balances, and review history through the FAB Mobile Banking App.
• Multi-Currency Support: Great for travelers, allowing seamless international use.
• Transaction Alerts: Stay informed in real-time for every purchase.

💡 Related: Learn how to manage your salary and account online in our FAB Salary Check Guide.

FAB Prepaid Card Fees (2025 Update)

Understanding fees is essential for effective money management.

Type	Fee
Activation Fee	AED 30 (one-time)
Monthly Maintenance Fee	AED 5 (may vary based on usage)
ATM Withdrawal Fee (Local)	AED 2.25 per transaction
Foreign Transaction Fee	2% of the amount transacted

FAB’s transparency ensures there are no hidden charges — and using FAB ATMs or digital reloading options can help minimize costs.

How to Check Your FAB Prepaid Card Balance

Keeping track of your funds is key to avoiding declined payments or overspending. You can check your FAB Prepaid Card balance using several methods:

1. FAB Mobile App

Download the FAB Mobile Banking App (available on Android and iOS). Log in, select your prepaid card, and view your balance, transactions, and reload options instantly.

2. Online Banking

Visit the FAB Online Banking Portal, log in, and navigate to “Accounts & Cards” to view your card balance and activity.

3. ATM Balance Inquiry

Insert your prepaid card into any FAB ATM and select Balance Inquiry for an instant update.

Security Features of FAB Prepaid Cards

Security is the cornerstone of FAB’s digital banking ecosystem. The FAB Prepaid Card includes:

• EMV Chip Technology for superior encryption against fraud
• PIN protection for ATM and retail transactions
• Instant alerts for every payment, helping detect unauthorized use

Reloading & Card Expiry Details

You can easily reload your FAB Prepaid Card through:

• FAB Online Banking
• FAB ATMs
• FAB Mobile App
• Any FAB branch

Cards are typically valid for 3 years from issuance. Once expired, FAB issues a replacement upon request.

Using the FAB Prepaid Card for Budgeting

One of the greatest advantages of prepaid cards is their built-in spending discipline.

• Fixed Limits: Spend only what you load.
• Transparent Tracking: Every transaction is logged digitally.
• Ideal for Travel: Load a fixed budget to avoid overspending abroad.

How to Activate Your FAB Bank Credit or Prepaid Card

FAB makes activation simple through multiple channels:

• Mobile App: Log in → Select your card → Tap “Activate” → Verify with OTP.
• Online Banking: Navigate to “Credit Cards” → Choose your card → Complete OTP verification.
• SMS: Send “ACTIVATE” to the FAB activation number (listed in your welcome pack).
• ATM: Insert your card and follow on-screen activation prompts.
• Customer Support: Call the FAB hotline for guided assistance.

You’ll need your card details (number, expiry, CVV) and registered mobile number to complete activation.

Why Choose FAB Prepaid Cards in the UAE?

FAB’s prepaid solutions represent the UAE’s shift toward smart, secure, and flexible banking. Whether you’re a tourist seeking easy travel payments, a resident managing household expenses, or a business owner controlling employee budgets, FAB prepaid cards make financial life simpler.

TheDubaiWeb.com recommends FAB as one of the most reliable financial institutions in the Emirates — committed to innovation, user safety, and financial inclusivity.

Frequently Asked Questions (FAQ)

1. How can I contact FAB for prepaid card inquiries?

You can reach FAB customer support at 600 52 5500 or visit any FAB branch across the UAE.

2. Can non-residents apply for an FAB Prepaid Card?

Yes. FAB allows both UAE residents and non-residents to apply with valid identification.

3. What should I do if my FAB Prepaid Card is lost or stolen?

Immediately report it via the FAB Mobile App or call customer care. The bank will block your card and issue a replacement.

4. Is there a minimum balance required?

No. You only load the amount you wish to spend — there’s no minimum balance requirement.

5. Can I use the FAB Prepaid Card internationally?

Yes, it’s accepted globally anywhere Visa or Mastercard is recognized.