FAB Bank Salary Account Balance Check Online, UAE

Managing your salary in the UAE has never been easier. With First Abu Dhabi Bank (FAB), employees can instantly track salary deposits, account balances, and transactions through multiple convenient channels. Whether you are a Ratibi cardholder, a corporate employee, or a general FAB account user, this guide covers every method to check your salary, offering security, speed, and transparency.

What Is the Ratibi Prepaid Salary Card?

The Ratibi Card is a prepaid salary solution introduced under the UAE’s Wage Protection System (WPS). It targets workers earning AED 5,000 or less per month, allowing them to receive salaries electronically without holding a traditional bank account.

Key Features of the Ratibi Card:

• No bank account required – salary credited directly to the card
• 24/7 ATM access – withdraw cash across UAE and internationally
• Zero monthly fees – no hidden charges
• Global acceptance – works with Visa/MasterCard worldwide
• Insurance coverage – free personal accident insurance
• SMS alerts – receive notifications for every salary credit
• PIN security – set and modify PINs at any time

The Ratibi Card provides financial inclusion, compliance with labor laws, and peace of mind for workers across Dubai, Abu Dhabi, Sharjah, and beyond.

Why FAB Salary Balance Checks Are Important

Checking your FAB balance regularly is more than just a habit; it is essential for financial control. Benefits include:

• Financial awareness: Track spending, plan budgets, and avoid overdrafts
• Security: Detect unauthorized transactions quickly
• Convenience: Manage salary without carrying large cash amounts
• Compliance: Ensure employer salary deposits are accurate and timely

Employers also benefit from reduced payroll management costs and seamless WPS compliance.

Methods to Check FAB Salary Balance

FAB offers multiple methods to suit every user, from digital-first solutions to traditional offline options.

1. Ratibi Prepaid Card Online Portal

The fastest method for Ratibi cardholders.

Steps:

1. Visit the official Ratibi Prepaid Inquiry Portal.
2. Enter the last 2 digits of your card number.
3. Input your Card ID (printed on the card).
4. Complete the captcha and click Go to view your balance and transaction history.

No registration required; ideal for quick, one-time checks.

2. FAB Mobile App

The FAB app is the most comprehensive digital solution.

Steps:

1. Download the FAB Mobile App from the iOS App Store or Google Play Store.
2. Log in using your credentials or register with your Emirates ID.
3. Navigate to the Salary / Payroll section to check balance, transactions, and download payslips.

Advantages:

• Real-time updates on salary credits
• Multiple account linking
• Additional features like fund transfers and bill payments

3. FAB Online Banking

For laptop and PC users, online banking provides detailed account overviews.

Steps:

1. Visit the official FAB Online Banking portal.
2. Log in with your username and password.
3. Select your account or Ratibi card to view your balance and recent transactions.

Requires an internet connection and registration.

4. SMS Banking

Ideal for users without internet access.

Steps:

• Send an SMS: BAL [Last 4 digits of account/card number]
• Send to 2121
• Receive instant balance information

Small SMS charges may apply.

5. ATM Balance Check

Accessible across the UAE at FAB ATMs.

Steps:

1. Insert your Ratibi or debit card.
2. Enter your PIN.
3. Select Balance Inquiry to view or print your balance.

Additional ATM Services:

• Cash withdrawals
• Mini statements
• Card-to-card transfers

6. Customer Care Helpline

For personal assistance or if you encounter issues:

• Ratibi Card Support: 600 52 2298 (UAE) / +971 2 499 6279 (International)
• General FAB Banking: 600 52 5500

24/7 multilingual support available.

Recommended Guide:

• FAB ATM
• FAB PPC Card
• FAB Bank Prepaid Card Inquiry

Comparing FAB Balance Check Methods

Method	Availability	Internet Required	Additional Services	Best For
Ratibi Portal	24/7	Yes	View balance, transactions	Quick balance check
Mobile App	24/7	Yes	Transfer funds, statements	Everyday digital use
Online Banking	24/7	Yes	Full account management	Laptop/PC users
SMS Banking	Instant	No	Balance only	Offline users
ATM	Instant	No	Withdraw cash, mini statement	Cash users
Customer Care	24/7	No	Guidance & info	Assistance seekers

Security Tips for FAB Salary Checks

• Always use official portals and apps; avoid third-party links
• Never share PIN, Card ID, or passwords
• Monitor SMS alerts for unauthorized transactions
• Report lost or stolen cards immediately
• Inspect ATMs for tampering before use

Frequently Asked Questions (FAQs)

1. How do I check my FAB salary online?
Use the Ratibi portal, FAB app, or online banking for instant access.

2. Can I check my FAB balance via ATM?
Yes. Any FAB ATM supports balance inquiries for both Ratibi and regular accounts.

3. Is there a fee for checking my FAB balance?
No, most methods (app, portal, ATM) are free. SMS may incur a small charge.

4. Can I link multiple accounts under one login?
Yes, the FAB app and online banking allow multiple account management.

5. How do I check my Ratibi card balance?
Via the Ratibi prepaid portal using Card ID and last 2 digits of your card.

6. Can I check my balance without registering for the app?
Yes, using the Ratibi prepaid portal or ATM.

7. Who do I call for assistance?
Ratibi Card Support: 600 52 2298 (UAE) / +971 2 499 6279 (International)

Final Thoughts

The FAB salary check system is a reliable, secure, and user-friendly tool for managing wages in the UAE. By choosing the method that fits your lifestyle—web portal, mobile app, SMS, ATM, or helpline—you can maintain full control over your salary anytime, anywhere.

Whether you are a Ratibi cardholder, corporate employee, or small business owner, FAB ensures your financial management is transparent, convenient, and safe.

Stay informed, manage your finances effectively, and make the most of digital banking services in the UAE with FAB.