Emirates Islamic Skywards Black Credit Card, UAE
The Emirates Islamic Skywards Black Credit Card isn’t just another premium card in the UAE—it’s a statement of prestige, travel freedom, and lifestyle exclusivity. Designed for frequent flyers and high-net-worth individuals, this metal card combines unmatched Skywards Miles earning potential with access to elite privileges that transform the way you travel and live.
With a minimum salary requirement of AED 35,000 and an annual fee of AED 4,000, it’s positioned as one of the most exclusive credit cards in the Emirates Islamic portfolio, aligning with Dubai’s global reputation as a hub of luxury travel, finance, and innovation.
Why the Emirates Islamic Skywards Black Credit Card Stands Out
The Skywards Black Card delivers a suite of high-value rewards and benefits designed around travel, lifestyle, and financial convenience. Whether you’re a frequent Emirates flyer or a lifestyle enthusiast seeking premium perks, this card offers an ecosystem of advantages that go far beyond the ordinary.
Top highlights include:
- Up to 100,000 Skywards Miles as a welcome bonus.
- Fast-track to Emirates Skywards Gold tier, with exclusive privileges such as extra baggage allowance, lounge access, and priority check-in.
- Complimentary airport transfers and unlimited lounge access for you and a guest at 1,000+ global airports.
- Skywards Gold Membership for supplementary cardholders, ensuring your family also enjoys the premium experience.
Reward Features: Maximizing Skywards Miles
Skywards Miles are at the heart of this card’s appeal. The earning structure is designed to give travelers maximum value where it matters most:
- 3.5 Skywards Miles for every USD 1 spent with Emirates Airlines.
- 2 Skywards Miles on international spends.
- 1.5 Skywards Miles on domestic spends within the UAE.
This positions the card as one of the most rewarding ways to accumulate Skywards Miles for flights, upgrades, and exclusive experiences with Emirates.
Travel Benefits: Seamless Journeys, Every Time
Dubai is a gateway to the world, and this card ensures every journey feels elevated.
- Unlimited Airport Lounge Access: Cardholders and a guest can enjoy premium lounges worldwide.
- Complimentary Airport Transfers: Up to four free rides annually for eligible Emirates flights.
- Marhaba Meet & Greet Service: Two complimentary Silver services per year, ensuring stress-free arrivals and departures.
These perks resonate especially with Dubai’s business travelers and families flying frequently across the Middle East, Europe, and Asia.
Lifestyle Privileges: Beyond Travel
The Emirates Islamic Skywards Black Credit Card isn’t limited to travel—it enhances everyday life in Dubai and beyond.
- Cinema Benefits: Four complimentary VOX “Buy 1 Get 1” tickets monthly with AED 5,000 spend, plus 20% off Roxy Cinemas tickets and food & beverage.
- Complimentary Golf: Unlimited rounds at select UAE golf courses with AED 10,000 monthly spend.
- Valet Parking: Three free services monthly with AED 5,000 spend, a must-have in busy hubs like Downtown Dubai and Jumeirah.
- Ladies Club Access: Free entry to Dubai and Sharjah Ladies Clubs with qualifying spend.
These lifestyle perks align perfectly with Dubai’s vibrant mix of leisure, culture, and entertainment.
Shopping & Protection Benefits
For cardholders who value security and rewards while shopping:
- 25% Discount on Skywards “Buy Miles” and “Gift Miles” purchases.
- Purchase Protection for theft or accidental damage.
- Extended Warranty that doubles manufacturer coverage by up to one year.
These features are particularly useful for high-value purchases at malls like The Dubai Mall, Mall of the Emirates, and City Centre Deira.
Travel Insurance & Assistance
Global travel is unpredictable, but the Skywards Black Card ensures peace of mind:
- Comprehensive multi-trip travel insurance covering personal accidents, baggage delays, and loss of belongings.
- 24/7 global assistance for emergencies, lost cards, or cash needs abroad.
For frequent flyers, this coverage is essential, making international journeys safer and smoother.
Financial & Exclusive Features
This isn’t just a travel card—it’s a complete financial tool with premium privileges:
- 0% Easy Payment Plan: Convert Emirates purchases into 3-month installments.
- Balance Transfers: Move balances from other banks without profit charges.
- Visa Infinite Privileges: Access to global luxury hotel offers, dining discounts, and concierge services.
- Exclusive Dubai experiences: From luxury staycations to high-end car rentals with Visa Travel Offers.
Things to Keep in Mind
- High annual fee (AED 4,000) makes sense only if you maximize the benefits.
- Minimum salary of AED 35,000 means eligibility is restricted to top-tier earners.
- Supplementary Gold Membership requires an additional AED 5,500 annual fee.
FAQs on the Emirates Islamic Skywards Black Credit Card
What is the minimum salary for the Emirates Islamic Skywards Black Card?
You need a minimum salary of AED 35,000 per month to be eligible.
Does the Emirates Islamic Skywards Black Credit Card offer lounge access?
Yes, it provides unlimited complimentary access for you and a guest to over 1,000 airport lounges worldwide.
What is the credit limit on the Emirates Islamic Skywards Black Card?
Credit limits vary based on individual income and Emirates Islamic’s approval, but as a premium card, limits are typically high, reflecting its elite positioning.
What does “Black Card” mean in the UAE?
In the UAE, a black credit card signifies exclusivity, prestige, and ultra-premium benefits. It’s tailored for high-income individuals seeking luxury lifestyle privileges, especially frequent travelers.
Final Thoughts
The Emirates Islamic Skywards Black Credit Card is more than a financial product—it’s an entry ticket into a world of luxury, travel convenience, and lifestyle upgrades. For frequent Emirates flyers and high-income residents in Dubai, this card provides unmatched value, provided you fully leverage its Skywards Miles earning potential and premium privileges.
At TheDubaiWeb.com, we recommend this card for those who see travel not just as movement, but as an experience worth elevating.
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